Enter now!

first_imgGet your entries in for the National Association of Master Bakers’ Bakery Competitions to be held at Bakers’ Fair Spring.Taking place at Newbury Racecourse on Sunday 10 April, the new event for 2011 will play host to competitions available to all bakers consisting of seven classes for bakers and three classes held jointly with the National Federation of Meat and Food Traders. The bakers’ classes include: a celebration cake inspired by the Royal Wedding; cupcakes; hot cross buns; crusty brown rolls; an 800g farmhouse loaf; a handcrafted 400g white loaf; and traditional sponge sandwich cake.The joint categories will pit bakers against butchers in a contest to make the best hot crust pork pie, cold-eat meat pasties and six-inch sausage rolls.Entry forms are with this issue or see: www.bakersfair.co.uk.last_img read more

Simon Stephens’ Punk Rock Officially Opens Off-Broadway

first_img Inspired by Stephens’ own experiences as a teacher, Punk Rock explores contemporary adolescence at the breaking point as a group of seventeen-year-olds in Manchester, England flirt and posture their way through the day while preparing for exams. With hormones raging and minimal adult supervision, nothing can mask the underlying tension that becomes increasingly pronounced as the clock ticks towards the ultimate dismissal. The New York premiere of Simon Stephens’ Punk Rock, starring Big Love’s Douglas Smith, officially opens off-Broadway on November 17. The MCC Theater production, directed by Trip Cullman, will run through December 7 at the Lucille Lortel Theatre. In addition to Smith, Punk Rock features Pico Alexander, Lilly Englert, Annie Funke, David Greenspan, Colby Minifie, Will Pullen and Noah Robbins. Stephens is currently represented on Broadway by The Curious Incident of the Dog in the Night-Time. Related Shows Show Closed This production ended its run on Dec. 7, 2014 Punk Rock View Commentslast_img read more

Trail Mix – October 2018

first_img Jay Walk’n Alberta Poor Until Payday The Reverend Peyton’s Big Damn Band 3:53 House On A Hill Sarah Borges When I Quit Drinking JP Harris Fat B Keller Williams Not a Lot of Blood Jim Clements 5:42 3:20 4:23 Sink (Like A Stone) Bryan Elijah Smith : Oh Boy The Jellyman’s Daughter Another Night Gone Wrong Jon Hatchett Band 2:57 3:27 Embed 3:58 4:20 Down Low Town Mountain 2:27 Nobody Lights My Heart Like You Jim Wyly Earl’s Breakdown The Earls Of Leicester 3:08 Chemicals Gregory Alan Isakov Any month that features a track from guitar alchemist Keller Williams is a good month.Williams is back with yet another single syllable record this month – Sans – but, even for Williams, this record is a departure. As the title suggests, there is a “without-ness” to this record. In this case, it’s lyrics. This eight track instrumental collection simply continues Williams decades long resistance to being pigeonholed or categorized. Trail Mix offers up “Fat B” as proof positive that Keller and his guitar are always absolutely enough.Martha Scanlan returns this month with a brand new record. Fans in Northeast Tennessee and around the Southeast remember Scanlan as part of The Reeltime Travelers. Scanlan, who now calls Montana home, releases The River And The Light, a collection of songs that reflect the meeting point of Montana’s endless vistas with the Appalachian’s deepest roots, on October 19th. Check out “Revival” on this month’s mix.This month is also all about new beginnings. Lauren Morrow, known for years as the singer for The Whiskey Gentry, is back with a brand new solo EP. A move to Nashville with her husband, Jason, has led to a new band and a new sound. Trail Mix is happy to feature “I Don’t Think About You At All” this month.As you dig in, you’ll find awesome stuff from long time Trail Mix friends Sarah Borges, Paul Kelly, Town Mountain, The Earls of Leicester, Buxton, Hymn For Her, Rev. Peyton’s Big Damn Band, Whitey Morgan & The 78s, and Gregory Alan Isakov.And check out new cuts from Trail Mix newcomers Alberta, Jim Clements, Phillipe Bronchtein, Jon Hatchett, The Jellyman’s Daughter, and Jim Wyly.Coming your way on the Trail Mix blog this month are chats with J.P. Harris and Bryan Elijah Smith, along with a premiere of a brand new tune from Colorado based singer/songwriter Jeff Cramer.Do yourself a favor. Get out there and buy some of this music. Support the incredible artists who, month in and month out, make Trail Mix so great. 4:05 3:58 4:01 3:21 2:24 Copy and paste this code to your site to embed. Me And The Moon Phillipe Bronchtein Revival Martha Scanlan 3:09 Blue Balloons Hymn for Her Audio PlayerThe Reverend Peyton’s Big Damn BandPoor Until PaydayUse Up/Down Arrow keys to increase or decrease volume.00:000:00 / 3:53 Jan Buxton 4:37 3:57 4:39 And Death Shall Have No Dominion Paul Kelly 3:25 I Don’t Think About You At All Lauren Morrow Honky Tonk Hell Whitey Morgan & the 78’s last_img read more

“An ounce of prevention is worth a pound of cure”: Fair lending issues

first_img 9SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Lately, we’ve been receiving some questions stemming from fair lending issues that came up during NCUA examinations. We will review some of these today, but overall credit unions can take a variety of actions to proactively address fair lending risk. These actions include carefully drafting fair lending policies and procedures, training employees, performing risk assessments and ongoing monitoring of compliance with fair lending laws.Fair lending laws are designed to provide fair and equal access to credit, based on individual creditworthiness, without regard to a prohibited basis such as race, gender or national origin. Fair lending laws include the Equal Credit Opportunity Act (Regulation B), Home Mortgage Disclosure Act (Regulation C), and Fair Housing Act.From a litigation perspective, discrimination cases are often based on one of two theories – “disparate treatment” or “disparate impact.” A standard disparate treatment case involves a conscious decision by the credit union to discriminate against an applicant on a prohibited basis. On the other hand, disparate impact cases are far more nuanced and fact intensive. These types of cases involve a facially neutral policy that has a disparate impact (or disproportionately burdens) members of a protected class. Disparate impact cases do not require applicants to demonstrate an intent to discriminate and may be proven using statistical evidence. continue reading »last_img read more

A new series of authentic souvenirs from the island of Krk was presented

first_imgFrom now on, the palette of original Krk souvenirs will be richer for: Gla gla, an educational wooden puzzle with the Glagolitic alphabet (Ana Banić Göttlicher and Ivana Peko, 4N4 Design doo), wall decoration with a portrait of St. Jakov (Miriam Volarić), wall decoration with a portrait of St. Kvirina (Miriam Volarić), the contour of the island of Krk with the three-letter text “I ♥ Krk” made of biodegradable plastic – 3D print (Nela and Zlatko Šakić, Crafts for services 3Design Šanell), the facade of the church of St. Jakov with the three-letter word “Krk” made of biodegradable plastic – 3D print (Nela and Zlatko Sakic, Crafts for services 3Design Chanel), three-letter puzzle made of biodegradable plastic – 3D print (Nela and Zlatko Sakic, Crafts for services 3Design Chanel), Bag with treasure, more precisely wooden jewelry inspired by saintly legends (Smiljka Franić and Kristina Ladika), glass wall decoration with Glagolitic motif (Tomislava Juroš and Antonija Juroš Vidmar, Atelier TIAS), glass pendant with Glagolitic motif Atelier TIAS), Plate of Lost Time, ceramic decorative tray (Zvjezdana Depikolzvane, Craft for production and trade Piccola Stella) and Lovrine suze, ceramic decorative plate (Zvjezdana Depikolzvane, Craft for production and trade Piccola Stella). The ninth competition, which focused on the cultural and tourist values ​​of the city and the island of Krk, with an emphasis on accepting the creative challenges initiated by the lives of saints related to our region, their specific iconography and related symbolism, arrived in total 18 suggestions, in 11 of them has successfully met the tender criteria. Namely, the souvenir, as a kind of present of the city and the island of Krk, is a reflection of the continuity of its artistic, cultural, cultural-historical or cultural heritage, and in various ways presents its tangible, intangible or natural heritage.   In mid-January, the Tourist Board of the City of Krk announced the ninth competition for applications for souvenirs that received a certificate of originality after the selection, so the island of Krk now has 11 new authentic souvenirs. “Considering all the souvenirs selected so far, which are distinguished from the rest of the offer by originality, authenticity, thoughtful concept and perhaps most of all the quality of workmanship, the people of Krk and their guests have at their disposal a whole range of works of art, various decorative and / or useful objects. and interesting publications ” stand out from the Krka Tourist Board. The new Krk souvenirs will be awarded a recognizable stamp with a prominent bilingual password A gift from Krk, and will be included in the digital bilingual catalog which in one place, with a photo and contact information of the manufacturer / author, combines the entire certified souvenir offer. Take a look at the digital catalog of souvenirs Dar s Krka HERElast_img read more

Guest column: Schenectady County using taxpayer money wisely

first_imgIt’s easier to believe a lie than to understand a complicated truth, but the sales tax agreement between Schenectady County and the city of Schenectady guarantees Glenville $1,791,594.42 (2016 Apportioned) plus another $850,182.67 (2016 Tax Abatement) or about 41 percent of Glenville’s total tax levy.This means that property taxes in the Glenville would be 41 percent higher without Schenectady County’s intervention and willingness to partner with local governments to keep property taxes down.Mr. Koetzle’s comparison of Schenectady County to only Saratoga is like comparing apples to avocados.The facts show us that of the 57 counties outside of New York City, the average percentage that is shared is 26.02 percent.The median shared is 27.5 percent. Schenectady is above both the median and average, sharing 33.73 percent with others.A 2015 report by the state comptroller indicates 31 shared less than Schenectady — while 11 shared no sales tax revenue at all.Saratoga County, with four times the land, greater property values and higher household incomes but with far less mandated costs, fares better than most upstate counties and is unique in terms of service demands. Schenectady County looks more like the other upstate counties with cities.In his article, Mr. Koetzle said his costs are “unsustainable,” meaning he can’t balance his budget without increasing taxes.He blames the tax cap for his woes claiming he needs new sources of revenue since he can’t raise property taxes beyond the cap without subjecting himself and his board to the wrath of angry taxpayers.If only the same were true of his ever-increasing salary — four raises in four years, with another raise proposed in his budget this year!The tax cap was enacted to put local governments on a diet, not to send supervisors scurrying around trying to usurp additional sources of tax revenue so they can keep spending while appearing to stay under the cap.One should ask residents of Scotia why they now unfairly pay more in town taxes for town services than town residents outside the village.The new reality in governing today is doing more with less. Schenectady County has taken the lead and is saving taxpayers money by sharing services and enacting cost-saving reforms that benefit all of our taxpayers — including those in Glenville.From paving roads in Princetown to purchasing prescription drugs in Canada, new solar energy projects and a consolidated economic development generator, these successes have been instrumental in keeping your county taxes in check – averaging well below the cap with a 0 percent increase in 2017 and a 1 percent decrease for 2018.This is exactly what the governor and Legislature envisioned.Mr. Koetzle urges voters to find out how candidates stand on his “bailout plan.”The question to ask should be why would any responsible candidate support a “bailout plan” that reduces town taxes by raising county taxes.We would all like our costs paid for by higher levels of government, but that’s not realistic.The Koetzle Plan doesn’t make sense because at the end of the day, it all comes out of the same pocket – yours! Categories: Editorial, OpinionGlenville Supervisor Chris Koetzle’s appeal for a sales tax bailout from Schenectady County is more of the same outdated tax-and-spend politics that has burdened his town’s taxpayers for years. If you believe good government is good politics, then the time for gimmicks, finger-pointing and politics-as-usual has passed.When governments work together — we all win with lower taxes and better services.Schenectady County has been and will continue to be a willing partner to our local municipalities.Wimpy says in those old Popeye cartoons, “I’ll gladly pay you Tuesday for a hamburger today.”As a taxpayer myself, I’ll take the tax cut today versus the “bailout plan” that may cut my taxes next Tuesday any day of the week.Anthony Jasenski is chairman of the Schenectady County Legislature. He represents District 4, which includes Duanesburg, Princetown and Rotterdam.More from The Daily Gazette:EDITORIAL: Urgent: Today is the last day to complete the censusEDITORIAL: Find a way to get family members into nursing homesEDITORIAL: Beware of voter intimidationEDITORIAL: Thruway tax unfair to working motoristsFoss: Should main downtown branch of the Schenectady County Public Library reopen?last_img read more

BLOG: We Owe It To Our Kids

first_imgBLOG: We Owe It To Our Kids Like Governor Tom Wolf on Facebook: Facebook.com/GovernorWolf Budget News,  First Lady Frances Wolf,  Schools That Teach,  The Blog Last week my husband received a budget from the state legislature that falls woefully short of the commitment we have to properly fund our public schools. It fails the people of Pennsylvania, but most importantly, it fails the children of Pennsylvania.I visited schools across the commonwealth earlier this year. I met with teachers and administrators, and talked with students in the classroom – and saw the same thing in every single school I visited: motivated students and dedicated teachers who simply don’t have the resources they need to succeed.As I have said, Tom and I take education very seriously. As parents of children who were raised in Pennsylvania public schools, this is an issue that hits home for us. We have seen firsthand what it takes to deliver a quality public education to our children.That is why my husband used his executive authority to veto parts of the budget that was sent to his desk. He took this action to ensure a more responsible budget, while also taking the steps needed to send our schools the emergency funding owed to them through December 31.The budget he received cuts $95 million from schools, instead of making the historic investments in education that the children of Pennsylvania deserve. This budget continues the trend of underfunding our schools, which is simply unacceptable.A quality public education system is at the very core of everything we want to achieve as a state. It will help Pennsylvania attract new businesses, retain talent, and grow the middle class. It is crucial to our potential economic growth.That is why the legislature needs to get back to work and provide the early childhood, special education, basic education, and higher education funding that our children and Pennsylvania need for a better future. SHARE Email Facebook Twittercenter_img January 01, 2016 By: First Lady Frances Wolflast_img read more

State aid could provide relief for German airlines’ occupational pensions

first_imgState-backed financial aid may offer relief for German occupational pension schemes of airlines in financial distress due to the COVID-19 pandemic.“The state aid in the form of a stake in Lufthansa is a positive signal for occupational pensions because it also covers pensions’ solvency,” Michael Ries, managing partner at Ries Corporate Solutions, told IPE.The German government has decided to grant Lufthansa a €9bn aid package through its Economic Stabilisation Fund (WSF) in exchange for a 20% stake in the company, which could raise to 25% to block potential takeover attempts, and two seats on the supervisory board, among other requests.However, the Lufthansa supervisory board has not yet approved the package for fears of conditions connected to the EU Commission that could lead to compromising Lufthansa’s hubs in Frankfurt and Munich. Amid market turmoil caused by the coronavirus crisis, Lufthansa is also under extreme pressure from the cabin crew’s occupational pension fund and, in particular, from the pilots scheme, Ries said, adding that future benefits could be cut, too.“Lufthansa has in general a big problem with old-age provisions. All airlines have difficulties at the moment but it is difficult to settle or curtail pension schemes in Germany as it is possible for example in the US,” he said.Other airlines in the DACH region are also navigating through difficult times.The Swiss parliament has given the green light on CHF1.275bn (€1.2bn) in loans for airliners Swiss and Edelweiss, part of the Lufthansa group.The Austrian Airlines group AUA, another subsidiary of Lufthansa, had applied to receive state aid worth €767m.Laudamotion, a subsidiary of Ryanair, announced its intention to close its base in Vienna following a dispute with the trade union Vida on wages cuts.“The salary of an employee generally represents the basis to assess contributions or the pension amount in both a defined contribution and a defined benefit pension fund model, with the exception of an agreed fixed contribution without reference to a salary,” Michaela Plank, principal and member of the country leadership team at Mercer Austria, told IPE.A cut to salaries results in a lower contribution in the DC model, or in a promised pension in the DB model.For a corporation, a pension fund commitment is irrevocable, but there is the possibility of reducing or suspending contributions according to section 6 of the Austrian Company Pension Act if a company is in economic distress.“In the worst case, if a continued payment of contributions to the pension fund threatens the continuity of the company, the pension fund solution can also be revoked entirely,” she added.For Plank, the insolvency of the company itself does not pose a risk to the monthly pension benefits in a DC model because the financing is outsourced to the pension fund.“The situation is different in a DB model, where additional contributions required to maintain the promised pension amount could no longer be provided,” she said.Looking for IPE’s latest magazine? Read the digital edition here.last_img read more

DFDS Expands Logistics Footprint with Huisman Acquisition

first_imgDanish ferry and logistics company DFDS has acquired 100% of the share capital of Dutch logistics company Huisman Group BV.Closing of the transaction took place on December 9, 2019, and Huisman will be consolidated in the DFDS Group, the ferry operator said.As explained, Huisman Group expands DFDS’ activities between continental Europe and the UK/ Ireland and adds, in particular, expertise in part-load solutions. This is expected to enable further development of part-load solutions in DFDS’ logistics network as well as access to new customers.The acquisition, which is in line with one of the company’s four strategic pillars, is thus expected to bring synergies from both business development and operational integration, according to DFDS.“Huisman Group is an excellent provider of part-load solutions between the Netherlands and the UK that complements our existing strong full-load business in these markets. We can now offer customers an even wider scope of solutions,” Niklas Andersson, Executive Vice President and Head of Logistics Division at DFDS, commented.Based in Wijchen, Huisman Group provides part-load transport solutions and contract logistics focused on time-critical freight between the UK/Ireland and continental Europe. Operations include warehouses and cross-docking facilities in Wijchen, the Netherlands, and Corby, England, as well as a fleet of around 55 trailers and 50 trucks.DFDS, headquartered in Copenhagen, provides ferry and transport services in the EU and Turkey. Last year, the company also acquired U.N. Ro-Ro, Turkey’s largest operator of freight routes, to better use opportunities from the fast-growing transport market between Turkey and the EU.last_img read more

Al Qaeeda leader Muhsin al-Fadhli killed by US strike

first_imgMuhsin al-FadhliA US-led coalition air strike earlier this month killed the leader of an Al-Qaeda offshoot in Syria that American officials accuse of plotting attacks against the United States and its allies, the Pentagon said.Muhsin al-Fadhli was killed in a “kinetic strike” on July 8 while traveling in a vehicle near the northwestern Syrian town of Sarmada, said Captain Jeff Davis, a Pentagon spokesman.He did not confirm whether a drone or a manned aircraft had killed Fadhli, 34.Fadhli was allegedly the leader of the Khorasan Group, a group of senior Al-Qaeda members who have traveled from Central Asia and elsewhere in the Middle East to Syria to plot attacks on the West.The Kuwaiti-born militant was so trusted by the inner circle of late Al-Qaeda supreme leader Osama bin Laden that he was among the few who knew in advance about the September 11, 2001 attacks on the United States, according to US intelligence.“His death will degrade and disrupt ongoing external operations of Al-Qaeda against the United States and its allies and partners,” said Davis, who heads the Defense Department’s press operations.Counterterrorism expert Bruce Riedel, however, a former CIA analyst, called Fadhli’s death a “serious but not fatal” blow to Al-Qaeda in Syria.Davis said Fadhli was also involved in October 2002 attacks against US Marines on Kuwait’s Failaka Island and on the MV Limburg, a French oil tanker.He was reported to have been previously targeted in a US air strike in September, but his death was not confirmed by US officials at the time. – Shadowy but lethal group – Officials say Khorasan is part of Al-Qaeda’s Syrian branch, Al-Nusra Front, though experts and activists cast doubt on the distinction between the two groups.In a September interview, US President Barack Obama listed Khorasan among “immediate threats to the United States,” warning that “those folks could kill Americans.”last_img read more