Top 3 recovery strategies for credit unions

first_imgWhen you start to think about Credit Union DR Strategies it can be overwhelming. It was hard to identify just 3 of the many strategies needed but here is my top 3  disaster recovery strategies for credit unions.Strategies:CommunicationsSystem(s)/Data RecoveryNetwork ConnectivityCommunications is key in many ways and there are so many channels that can be used. Internal communications are used to help in the recovery efforts. External communications are used to notify members of impacted services and media notification so you get your story out before the rumor mill starts churning and people start making up stories about what happened. Identifying the most common ways your credit union communicates will help determine which channels (voice, email, SMS, website, social media, etc.) to focus your recovery efforts. continue reading » 2SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

Sprawling luxury home was the most expensive property sold in QLD in the past week

first_img40 Bernborough Place, Bridgeman Downs, sold for $2m at auction on Saturday.THIS resort-style suburban Brisbane home was the most expensive property sold in Queensland in the past week.It sold at auction for $2m over the weekend according to a CoreLogic list of top sales out today.The four bedroom, two bathroom, six car garage home at 40 Bernborough Place, Bridgeman Downs, sits on a massive 2.5 acre site.More from newsMould, age, not enough to stop 17 bidders fighting for this homeless than 1 hour agoBuyers ‘crazy’ not to take govt freebies, says 28-yr-old investorless than 1 hour agoThe home has a resort feel from the get-go. The home is designed around garden rooms.Called ‘Mandala’, it was marketed by agents Sonya Treloar and Lauren Phair of Ray White Bridgeman Downs “not just a magnificent home, clever in design and perfectly executed, but also an oasis of multiple water features set among award-winning gardens”.Fully secure with gatehouse, back to base security and high fencing, the home was said to have “pathways, gardens, arbours and stonework that will leave you breathless”. The home is named “Mandala” after a spiritual symbol that represents the universe. 40 Bernborough Place, Bridgeman Downs. Water and pergolas enhance the holiday feel.last_img read more

EU sets out plan for investor sustainability disclosure rules

first_imgThe European Parliament and EU member states have reached a political agreement on the so-called disclosure regulation that forms part of the European Commission’s sustainable finance plan, it was announced today.According to a statement from the EU Council, the EU member states body, the text that was agreed today requires institutional investors to disclose:the procedures they have in place to integrate environmental and social risks into their investment and advisory processes;the extent to which those risks might have an impact on the profitability of the investment; andwhere they claim to be pursuing an environmentally friendly strategy, information on how this strategy is implemented and the sustainability or climate impact of their products and portfolios.The Council said the proposed regulation “should in practice limit possible ‘greenwashing’, or “the risk that products and services which are marketed as sustainable or climate friendly in reality do not meet the sustainable/climate objectives claimed to be pursued”. The rules would “encourage investors to be more aware of the impact of their business on the environment”, it added.According to the Commission, the regulation is about more than disclosure. It said the new regulation set out how financial market participants and advisers must integrate environmental, social or governance (ESG) risks and opportunities in their processes. This was in addition to rules about how those financial market participants should inform investors about their “compliance” with the integration of ESG risks and opportunities.Next stepsEU ambassadors must now endorse the political agreement, and after that the European Parliament and Council will be called on to adopt the proposed regulation at the first reading.An EU press officer told IPE the agreement was a provisional political one, and that further technical work was required on the text to finalise drafting. The text should be made available when it is confirmed by the EU ambassadors.The disclosures regulation is the second of the Commission’s sustainable finance legislative proposals for which there is now political agreement. Last month agreement was reached on a low-carbon benchmarks regulation proposal.‘Delegated acts’It is not clear what was agreed, if anything, with regard to whether the regulation should allow for delegated acts under the new EU pension fund legislation, the IORP II directive.The European Commission’s proposal for the regulation, unveiled in May last year, provided for this, but the EU pension fund industry has lobbied against it.The European Parliament went into negotiations with the Council having stuck with a provision for delegated acts under IORP II, while the member states dropped it from their version.The EU press officer could not say what had been agreed about this.According to the Commission, the regulation covered five financial services sectors, including investment funds, private and occupational pensions, and individual portfolio management. It also indicated the rules were for “manufacturers of financial products and financial advisers towards end-investors”, while the Council statement referred to “financial companies” and “institutional investors, such as asset managers or insurance companies”.Aba, the German occupational pension association, argued that occupational pension funds, which have a social purpose and regularly act as users of financial market products, should not be included in the definition of financial market participants under the regulation.It has also said that pension schemes should not be defined as financial market products because they were embedded in national social and labour law. The Commission said the rules introduced ”a disclosure toolbox to be applied in the same manner by different financial market operators”.The European Insurance and Occupational Pensions Authority and the other two European supervisory authorities, plus a joint committee of these three bodies, would “ensure further convergence and harmonisation of disclosures in all the sectors concerned”, it said.last_img read more

Renovation gives Coast family home of 30 years a new lease on life

first_img56 Panorama Drive, Tweed Heads West. 56 Panorama Drive, Tweed Heads West.The master bedroom has an ensuite and walk-in wardrobe while the two bedrooms share a bathroom.The open lounge, kitchen, dining and living area plus a study are at the heart of the home and open out onto a wraparound deck.A lower level underneath offers dual living.It has a combined living room and kitchen, large bedroom with walk-in wardrobe and bathroom as well as a large wraparound balcony.Mrs De Luca said the property had a huge backyard that offered endless opportunities for the new owners. 56 Panorama Drive, Tweed Heads West.A FRESH lick of paint and some tender love and care has breathed new life into this much loved family home.The double-storey dual-living Tweed Heads West house has hit the market for the first time in 35 years.Owners Narelle and Tony De Luca built it in the 1980s and have lived there for almost 30 years.It has been well maintained over the years but recent improvements have given the unique property a new lease on life. 56 Panorama Drive, Tweed Heads West.Mrs De Luca said paining, installing new light fittings and upgrades outside are just some of the changes they have made recently.Its black and white palette with wood featured throughout gives it a more modern style.Mrs De Luca’s favourite feature is the black lattice that divides the kitchen and living area.“I love my lattice work,” she said. “I just thought it was different.More from news02:37International architect Desmond Brooks selling luxury beach villa15 hours ago02:37Gold Coast property: Sovereign Islands mega mansion hits market with $16m price tag2 days ago“People might think it’s very dated but I find it’s very appealing.”The four-bedroom, three-bathroom house sits on a 607sq m sloping block. The ground floor is the main house. 56 Panorama Drive, Tweed Heads West. 56 Panorama Drive, Tweed Heads West. 56 Panorama Drive, Tweed Heads West.“There’s room for a swimming pool and there’s room for a half tennis court,” she said.She said it would be an emotional sale as it had been their family home for so many years but it was time to move on now that their children had moved out.“It’s time for us to downsize, it’s just my husband and I,” she said.“My children will miss it because they were raised here.”The home will go under the hammer on Saturday at noon.last_img read more

Forestry, Wildlife & Parks Division Recognises International Mountain Day

first_img Share Tweet Share InternationalLifestyleLocalNews Forestry, Wildlife & Parks Division Recognises International Mountain Day by: – December 10, 2019 Sharecenter_img 35 Views   no discussions Sharing is caring! PRESS RELEASE:                 INTERNATIONAL MOUNTAIN DAY  2019Morne Trois Pitons is the second tallest mountain in Dominica. Photo credit: panoramio.comEvery December 11th, the United Nations (UN) raises awareness about the importance of mountains and focuses on the opportunities and on the development of mountains. This day also educates people in understanding the role of mountains in the environment and its impact on life. The theme of International Mountain Day 2019 is “Mountains matter for Youth”. The theme focuses on the youth so that they can come forward as active agents of change and as future leaders of tomorrow. It is necessary to educate children and people that mountains provide fresh water, clean energy, food, and recreation.Mountains are home of the 15% of the world´s population and a quarter of the world’s land animals and plants. They provide freshwater for everyday life to half of humanity. Their conservation is a key factor for sustainable development.Unfortunately, mountains are under threat from climate change and over-exploitation. As the global climate continues to warm, mountain people — some of the world’s poorest — face even greater struggles to survive. The rising temperatures also mean that mountain glaciers are melting at unprecedented rates, affecting freshwater supplies downstream for millions of people.This problem affects us all. We must reduce our carbon footprint and take care of these natural treasures.In commemoration of this day the Forestry, Wildlife and Parks Division has organized a hike to the Boiling Lake that includes various hiking clubs, students from the Dominica State College and members of the general public. The Division also continues its educational school awareness programs on the importance of the sustainable use of our natural resources.last_img read more

Literacy Week At The Convent High School

first_img Sharing is caring! A writer is somebody for whom writing is more difficult than it is for other people. ~ Thomas Mann, Essays of Three Decades, 1947Photo credit: niagara.eduIn Celebration of literacy week Mrs. Sorhaindo head of the English department along with students from the Convent High School had a def poetry session.Def poetry is a form of spoken word or poetry without form. It is expressive of the individual’s rhythmic style. The best def poets personalize their pieces, interchanging their speech tones and delivery techniques. Therefore, it is not much the words they use but how it is said. In addition, def poetry is more hip pop centered, featuring celebrities in every section of the business; musicians, actors, comedians.Literacy week is important in every child’s school development and life. It promotes creativity in writing, nurturing the imagination of every child. There is no age barrier or limit in this aspect of their life. Overall, literacy week gives every child a chance to express their individuality and is held annually at the Convent High School.Here is one of the poems submitted for the CHS Literacy Week, “My Imagination” by Wynante R. Charles;Great doubt there isTo whether or not, an on or off switch is present.For in every waking hour,Every unconscious night,There seems to be a worldWhere the pain of the day,seems to fade away.My best friend,My worst enemy,Even the strangest of strangersThere is nothing I can hideFrom this all powerful force….The things I’m afraid to sayThe stuff I’m scared to doHe, She, It knows all, sees allI wonder if it wasSent directly from the Father above.For it is imagination that reassures love.Canst there be any faultAny error found in thee.Maybe. Maybe notIn truth, it’s not reality.It’s not the truthIgnorance is blissBut I prefer it than a poisonous kiss.The only one I really haveThe one who knows the other side of meIf they knew the desires that we hold,Jealousy, envy and vengeance they would attireBond by the strong bonds of twin wiresWords cannot express the solaceThat comes with the package.A bond that will last till the heavenly palace.I would cry for it.Because when the sun goes down.It’s still left around. Share Share Tweet By Dominica Vibes ColumnistJerlyn Williams EducationLocalNewsSecondary Literacy Week At The Convent High School by: – March 30, 2011 190 Views   one comment Sharelast_img read more

Brazil resumes publishing virus toll, criticizes WHO

first_imgFar-right President Jair Bolsonaro’s government had stopped publishing the total number of deaths from the new coronavirus Friday, saying it was adopting a new methodology and would only report the number of deaths recorded in the past 24 hours in its daily bulletin. BRASILA – Brazil’s government resumed publishing the country’s total death toll from the coronavirus pandemic Tuesday, after facing accusations of trying to hide the magnitude of its raging health crisis. That drew accusations of foul play from a long list of high-profile critics, as well as a ruling from Supreme Court Justice Alexandre de Moraes on Monday that the government must return to the old format. (AFP)center_img Health workers assist a COVID-19 patient at the Gilberto Novaes Municipal Hospital in Manaus, Brazil. AFPlast_img read more

Brum Woods volunteer workday September 7

first_imgBatesville, IN—There will be a volunteer workday for Brum Woods Saturday, September 7th from 8am-noon. We will be hauling and spreading road grinding on trail #2. Any help is appreciated, and a few jobs would be to drive a small utility vehicle and unload the grindings on the trail to be spread. Please meet at the maintenance building in Liberty Park near the baseball field.last_img

Liverpool, Chelsea monitor Osimhen

first_imgRelatedPosts Lampard: I still have confidence in Tomori Napoli Coach: Osimhen young lad with old brain Mane double eases Liverpool to win over 10-man Chelsea Liverpool, Chelsea and Tottenham Hotspur are among the clubs keeping tabs on Victor Osimhen ahead of the January transfer window, according to reports in the British media. Sky Sports News reported that the trio of Premier League clubs are among “a host” of teams keeping an eye on the 20-year-old striker. However, according to report, Osimhen is expected to stay at his current club Lille until the end of the season – unless a big bid can temped the French side into selling in January. The same article says that the Nigeria international is happy at Lille and he is focused on helping the Ligue 1 side to secure qualification for next season’s Champions League. Osimhen has been in good form for Lille this season, scoring nine goals and making three assists in 17 Ligue 1 games for the French side. He has also netted twice in the Champions League. Meanwhile, Liverpool FC confirmed their first signing of the January transfer window on Thursday morning after revealing that they have agreed a deal to land Takumi Minamino from RB Salzburg. The Japan international will officially become a Reds player on 1 January when the transfer window opens.Tags: ChelseaLiverpoolTottenham HotspurVictor Osimhenlast_img read more

Solanke earns win for Chelsea

first_img Press Association Dominic Solanke’s first-half strike earned Chelsea a slender 1-0 friendly win over Thailand All-Stars on Saturday. Chelsea now travel to Australia where they will take on Sydney FC, beaten by Tottenham earlier today, at the ANZ Stadium on Tuesday. center_img Solanke, who made his senior debut for Chelsea in their 6-0 Champions League win over Maribor in October, scored the only goal of the game after 13 minutes to hand Jose Mourinho’s Premier League champions victory in Bangkok. The 17-year-old swept Loic Remy’s low right-wing cross into the left-hand bottom corner to ensure the Blues began their post-season tour in successful fashion at the Rajamangala National Stadium. last_img read more